get ready for

A lending team that’s focused on you.

At Luminate Bank, we’re redefining the home loan industry by ditching the old bad habits and bringing together a team with decades of experience. Our mission? To align with your vision and help you unlock your full potential through smarter finances.

>> Our Team

We believe lending should be easy to understand and approachable. With transparency and consistency at the heart of everything we do, we’re here to make sure every step is clear and every decision is made in your best interest.


Our goal is to keep you informed, engaged, and confident at every turn—so, let us introduce you to the staff who make it all happen!

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Christopher Brower

Mortgage Loan Originator | NMLS# 878894

Christopher Brower entered the mortgage industry in 2012. He spent seven years as a loan officer before becoming a producing sales manager in 2019. 


Christopher received the “Top 30 Under 30 Mortgage Professionals” award in 2016. With a 92% success rate of bringing his clients from application to closing, Christopher is known best for his reliability, clear communication, and mortgage expertise. 


“I would like my clients to know that I am someone who pays particular attention to the small details to make sure that deals flow smoothly,” Christopher says. 


“I genuinely care about each and every client.”